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Budget software is a tool for you to use to gain and maintain control of your financial life.  Budget software is not a necessary tool.  It is just something to help you do the job in a more efficient manner.  The easier it is for you to budget, the more likely you are […]

Free Budget!  There is no such thing as a free budget that is going to meet your needs! I can give you free budget spreadsheets, templates, worksheets, and software, but realize that a budget is a careful plan.  It is unique in that it is your plan.  No one can develop that careful financial plan […]

Everyone budgets.  Some are more successful than others.  Some use a very structured, strict budget.  Others do their budgeting in a very informal manner.  Apparently, you’re looking for information about how to budget your money successfully.  If you weren’t, you wouldn’t be reading this article.  This tells me that you are concerned about your spending […]